“We’re Safe—It’s All in the Cloud!” (Famous Last Words?)

When I talk to small businesses—especially offices with five people or less—I often hear the same line:

“We don’t store anything sensitive locally. It’s all in the cloud now.”

And honestly? That’s great news.

Moving away from on-premise servers and locally stored data does reduce a lot of risk. No more worrying about that old server in the back room, or what happens if your computer dies. Web-based tools like Microsoft 365, QuickBooks Online, cloud CRMs, or industry-specific software have made life simpler, more flexible, and yes—safer.

But here’s the part most businesses don’t realize:
You’re not fully in the clear.

Even if you don’t have a single file stored on your local computer, if someone gets access to your login—your data is wide open.

We’ve seen situations where a hacker gained access to a Microsoft 365 tenant and:

  • Deleted entire users from the system
  • Wiped OneDrive and SharePoint data
  • Encrypted files inside the tenant
  • Changed passwords and locked the business out

No servers involved. No physical access. Just a stolen login.

Even businesses using MFA (multi-factor authentication) aren’t immune. With attacks like token jacking, hackers can bypass MFA in certain conditions and take over a session without needing to “log in” again.

And here’s the worst part: OneDrive is not a real backup. If someone deletes your files (or you do it by mistake), there’s no guarantee you’ll get everything back. If you don’t have a third-party backup in place, that data could be gone.

Let’s bust a few myths that small businesses often believe:

  • “I’m too small to get hacked.”
    Hackers don’t care how big you are—they use automated tools that scan for any open door.
  • “We’re covered because we use Microsoft.”
    Microsoft runs your cloud. You’re still responsible for your security, backups, and settings inside it.
  • “Cyber insurance will pay for everything.”
    Only if you can prove you were following best practices. Many claims get denied.
  • “We don’t store anything sensitive.”
    Think again: Emails, invoices, customer lists, tax documents, banking info, and login credentials all live in your cloud tools. Would you be okay if someone else had them?

This isn’t a scare post. If you’ve moved to the cloud, you’re already doing something smart. But thinking the cloud means invincible is a dangerous assumption.

The good news? This is fixable. And it doesn’t have to be a huge project.

Start by asking:

  • Do we have third-party backups for our cloud data?
  • Do we monitor for unusual login activity or token theft?
  • Do we know what happens if someone resets a password or deletes a user?
  • Would we know if someone was inside our account right now?

If you don’t know the answers—or your IT person hasn’t brought these things up—it might be worth getting a second opinion.

We’re happy to be that second opinion if you want one.
No pressure. No jargon. Just a quick 15-minute call to help you understand your risk and see if there’s anything worth fixing.

https://calendly.com/guardicloud/strategy

Because the cloud is great—but only if it’s secured properly.